Partnering with multiple third-party providers to process payments through its platform presented three key problems for a Midwestern software provider.

  1. A multi-partner environment was too resource-consuming and costly to maintain.
  2. It could not control the quality of support delivered to its customers.
  3. It could not control the pricing delivered to its customers.


A Midwest-based software platform provider had been in the throes of an unsuccessful white-label payments pilot yielding consistently poor service and overbilling. Additionally, due to its partner’s seeming lack of attention to security, many customers were left to operate in a vulnerable payments environment.

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  • Deliver superior customer support
  • Provide accurate and consistent pricing
  • Ensure a secure payment environment for all customers


Reboot the white-label payment program with a different partner that was service-focused and attentive to security.

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  • Secure EMV environment for all customers in three months
  • 400% increase in payment revenue
  • 100% of project costs recouped in one year
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Poor Service and Security Left Customers Vulnerable

This software platform provider made the strategic decision to shift to a “white-label” payment
environment. A pilot program was created with a third-party provider, and unfortunately, it all unraveled from there.

The pilot program was marred with poor service and consistent overbilling – two major contributors to a poor customer experience.

To make the situation worse, the current partner did nothing to address potential data security issues. This meant the majority of customers were operating in a vulnerable payment environment. Clearly a change needed to be made.

Still confident in its white-label strategy, this software platform provider turned to Wind River Financial for a new solution.

Wind River Steps in With an Enhanced White-label Payment Solution

We believe that success is rooted in a thorough understanding of program objectives and unique
business needs, then transferring that knowledge into a comprehensive plan. As such, our starting point was to take the time to engage with this client, uncover all of their needs and identify the spectrum of capabilities required of this payment solution – from software integrations to payment channels to data security.

We then turned to our best-in-class technology partners to bring together the optimal components for our client’s solution. Because of the breadth of capabilities within our select group of partners, we were able to tailor the payment solution without needing to charge hefty fees for customized development. This was a huge benefit for our client’s budget.

By bringing together multiple capabilities in a white-label payments solution, we would address the potential security issues and allow the client to provide consistent customer support and pricing.

Customer Support

Essentially, Wind River became our client’s “payment department” and provided support to customers as needed. Because of the capabilities we included in the solution, it was easy for the client to eventually transition into this role without needing to add staff.

Data Security

Our client gained the ability to audit the network across all of its customers to identify any security vulnerabilities and correct them at the software platformlevel. Furthermore, we simplified the complexity of the information required for industry compliance by making
it a much smoother, easier process for customers.

Regardless of how large or small your business needs or what problem you are trying to solve for your customers, Wind River can deliver an integrated payments solution that is perfect for you.

Our client’s new white-label payment solution delivered results almost immediately.

  • 100% of customers had moved to a secure EMV environment and platform within three months.
  • Client-controlled pricing fueled 400% increase in payment revenue in the first year.
  • Development costs for the project were fully recouped within 12 months.
  • Improved customer experience led to greater customer satisfaction.