Online Privacy Policy

Summary

This notice describes Wind River Financial’s online privacy practices and it applies to all who visit our websites. The notice explains how we may collect information about you online when you visit a Wind River Financial website and how we may protect and use that information.

Information that you provide to Wind River Financial when you apply for or obtain a product or service from us to be used primarily for business purposes is also governed by a separate document: Our Privacy Commitment. If you are such an applicant or customer, please refer to that notice for additional information.

Collecting Information

Browsing

Wind River Financial may collect information about you when you browse our websites or use our online services. We may collect technical information about your browser and our web pages that you visit. For example, we may collect your internet protocol address (IP address) which is a numerical identifier assigned to a computer or device that connects to the internet. We may also collect any information you volunteer to us, such as survey feedback or contact information.

Online Tracking

Wind River Financial may use cookies or other online tracking methods. Cookies are small files that a website’s server places on your computer. Cookies provide a means for websites that you visit to track browsing activities conducted with your computer.

How We Use Information

On Our Site

We may use cookies or similar tools to help us understand which parts of our site you find most useful and to optimize your browsing experience. Cookies may help us to recognize you when you return to our site and may allow us to identify the path by which you returned to our site. We may use the information we collect to offer you customized products and services and to assist us in taking data security precautions.

If desired, you can set your browser to inform you when cookies are sent or you may choose not to accept cookies. A decision not to accept cookies could limit access to some of the services and offers that are available on our website.

If you post information to the Wind River Financial blog, a message board, or other interactive feature of the website, there is no privacy as this is considered a public posting. By posting in this manner, you hereby accept our Privacy Policy and Terms and Conditions.

A separate document entitled Our Privacy Commitment explains how we may the use the information you provide when you apply for, or obtain, services from us. If you are such an applicant or customer, please refer to that notice for additional information.

Third-Party Advertising

We may partner with third parties such as google to monitor activity on our websites. We may monitor Web traffic, statistics, or other activities in order to improve browsing experience on our website. Our partners may use cookies, Web beacons, or other monitoring technologies to compile statistics about website visitors. These third parties are subject to their own privacy policies.

Sharing Information

We may share information that we collect online with industry partners and with trusted third parties. Third party service providers with whom we share identifiable information are contractually obligated to keep the information confidential and to use the information only to provide the services we have asked them to perform.

Email

If you provide your email address to us, or if we obtain it from another source, we may use it to respond to your inquiries, to contact you about your accounts, to provide industry updates, or to let you know about products and services that may be available. If we send you email marketing, it will include instructions on how to opt out of receiving such emails in the future. If you elect to opt out of receiving email advertisements, we may still send you emails about your account relationships with us.

If you receive an email that claims to be from us but appears suspicious, do not click on any of the links in the email. Instead, delete it. Additional email security tips can be found at United States Computer Emergency Readiness Team (US CERT) https://www.us-cert.gov/ncas/tips.

Protecting Children's Online Privacy

Wind River Financial encourages protection of children’s information on the internet. We will not intentionally collect personal information from children under 13 on our website without first obtaining consent from their parents or legal guardians. For more information about the Children’s Online Privacy Protection Act (COPPA) please refer to the Federal Trade Commission (FTC) website at http://www.ftc.gov/privacy/privacyinitiatives/childrens.html.

Links

Our websites may include links to third-party websites. These third parties are not subject to this notice or to the Wind River Financial Privacy and Opt Out Notice. Whenever you visit a third-party website, you should review its privacy notice.

Data Security

At Wind River Financial, we make your safety and security a top priority and we are committed to protecting your personal and financial information. If we collect identifying information from you, we will protect that information with controls based upon internationally recognized security standards, regulations, and industry-based best practices.

Wind River Financial and our partners maintain customer authentication procedures to protect your personal information and account from identity theft or takeover. These procedures are for your protection. If you suspect a website is “spoofing” or pretending to be the Wind River Financial website, do not enter personal information. Instead, contact us through a phone number you know is associated with your account at Wind River Financial.

For more information or tips about what you can do to help guard against online fraud, visit OnGuard Online http://www.onguardonline.gov, a U.S. federal government website managed by the FTC in partnership with various agencies.

Changes

This notice describes Wind River Financial’s current online privacy practices. Wind River Financial may change its online privacy practices in the future and we may revise this notice to reflect material changes. This notice was last revised 05/23/2014, and is effective as of that date

Terms and Conditions

Wind River Financial, Inc ("Wind River Financial") provides the materials contained at our site(s) on the World Wide Web (the "Site") as a service to our customers and visitors. Wind River Financial requires that all visitors to the Site adhere to the following Terms and Conditions. By accessing the Site and any of its pages, you indicate your acknowledgement and acceptance of the Terms and Conditions set forth below without limitation or qualification. Wind River Financial may revise these Terms and Conditions at any time by updating this posting, which revisions will be binding upon all visitors to the Site. Please visit this posting to review these Terms and Conditions from time to time as you visit the Site. For purposes of these Terms and Conditions references to Wind River Financial include its directors and employees.

Laws and Regulations

User access to and use of the Site is subject to all applicable federal, state and local laws and regulations. Unauthorized use of this system is prohibited and violators may be prosecuted under federal and state laws. Wisconsin law and Federal law will govern the interpretation and enforcement of these Terms and Conditions.

Copyright and Trademark Information

The information contained at the Site, including but not limited to text, sound, and images herein (other than certain images licensed from third parties) and their arrangement, are copyright © 2017 by Wind River Financial, Inc. All rights reserved.

Wind River Financial and its logo are trademarks of Wind River Financial. Nothing contained at the Site shall be construed as granting by implication, estoppel, or otherwise any license or right under any patent, trademark, copyright (except as expressly stated above) or proprietary rights of Wind River Financial or of any third party.

The information and materials contained at the Site may not be copied, transmitted, displayed, distributed, downloaded, licensed, modified, published, posted, reproduced, used, sold, transmitted, used to create a derivative work or otherwise used for commercial or public purposes without Wind River Financial’s prior written consent.

The Site, including this page, may contain other proprietary notices and copyright information, the terms of which must be observed and followed. Certain images and information at the Site are the copyright or trademark of third parties and any use is subject to the terms and conditions of such third parties.

Limitation of Liabilities and Warranties

INFORMATION ON THE SITE IS PROVIDED "AS IS" WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

The information contained at the Site may include technical inaccuracies or typographical errors. Wind River Financial from time to time amends, changes, adds, deletes, updates or alters the information contained at this Site, including information regarding the products and services described at the Site, without notice. Wind River Financial assumes no liability for any errors or omissions in the information contained at the Site and expressly disclaims any responsibility to update the information contained at the Site.

IN NO EVENT SHALL WIND RIVER FINANCIAL BE LIABLE FOR ANY PUNITIVE, SPECIAL, DIRECT, INDIRECT, EXEMPLARY OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOSS OF USE, DATA, OR PROFITS, WITHOUT REGARD TO THE FORM OF ANY ACTION, INCLUDING BUT NOT LIMITED TO CONTRACT AND TORT ACTIONS (INCLUDING LIBEL), ARISING OUT OF OR IN CONNECTION WITH THE USE, COPYING OR DISPLAY OF, OR THE INTERACTION OR ANY OTHER FORM OF COMMUNICATION WITH, THE SITE AND THE INFORMATION CONTAINED AT THE SITE (INCLUDING VIA COMPUTER VIRUSES OR ANY OTHER FORM OF SOFTWARE).

Marketing

Regardless of whether you have chosen to opt out of certain marketing offers from Wind River Financial, by using Wind River Financial Online you agree that we may market our services and the services of other companies on the Site through the use of banner ads,"hyper-links," and other similar marketing devices. Products offered will be at the sole discretion of Wind River Financial, and may be provided by companies not affiliated with Wind River Financial. Non-affiliated companies will be solely responsible and liable for the provision of or failure to provide stated services, benefits, or products. Wind River Financial does not legally endorse or guarantee products or services provided by non-affiliated companies.

Links to Other Internet Web Sites

Some Web sites listed as links herein are not under the control of Wind River Financial, but rather are exclusively controlled by third parties. Accordingly, Wind River Financial makes no representations whatsoever concerning such Web sites. Although Wind River Financial may provide a link to a third party, such a link is not an authorization, endorsement, sponsorship or affiliation by Wind River Financial with respect to such Web site, its owners or its providers. Wind River Financial is providing these links only as a convenience to you. Wind River Financial has not tested any information, products or software found on such Web sites and therefore cannot make any representations whatsoever with respect thereto. It is up to you to take precautions to ensure that whatever you select is free of such items as viruses, worms, trojan horses and other items of a destructive nature.

IN NO EVENT WILL WIND RIVER FINANCIAL BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES FOR ANY USE OF ANY HYPERLINKED OR OTHERWISE INDICATED WEB SITE, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Violations of Terms and Conditions

Wind River Financial reserves the right to seek all remedies available at law and in equity for violations of these Terms and Conditions, including the right to block access from a particular Internet address to the Site. YOU AGREE TO INDEMNIFY, DEFEND AND HOLD HARMLESS WIND RIVER FINANCIAL FROM ANY LIABILITY, LOSS, CLAIM AND EXPENSE, INCLUDING ATTORNEY’S FEES, RELATED TO YOUR VIOLATION OF THESE TERMS AND CONDITIONS OR YOUR USE OF THE SERVICES AND INFORMATION PROVIDED AT THE SITE.