Automated Clearinghouse Payments (ACH)

In today’s business world, every penny counts. And the more ways you can accept those pennies and the sooner they can get deposited into your bank account, the better.

ACH payments are electronic bank-to-bank money transfers that are processed through the Automated Clearing House (ACH) Network rather than through card brands such as Visa and Mastercard. Regardless of whether your customers are consumers, businesses, or you’re a software company with integrated payments, ACH provides a convenient addition to your payment options.

ACH payments may be made through virtual terminals, hosted payment pages, and your ecommerce website using a single gateway integration. ACH delivers a host of benefits to your business:

• Add a payment option for customers who cannot use a credit card
• Receive your funds faster than waiting for checks to arrive
• Convenient method for recurring or installment payments
• Lower processing cost than credit card payments
• Greater protection against fraud than checks

READ MORE: How do ACH Payments Work and Are They Safe?